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Quality Assurance Insurance

Protecting quality assurance professionals from under £55* per year

Not on comparison sites — save money by coming direct to us

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Excellent 4.7 out of 5

Professional Saver Quality Assurance Insurance


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

At Professional Saver, we understand the risks quality assurance professionals face in their work validating manufacturing, software development, and other critical processes. Our policies protect against claims if your testing, audits, or analysis fail to identify issues leading to loss or injury.

We offer public and professional liability covers from less than £55* per year. Our standard cover includes:

  • Up to £5 million in public liability cover (£1 million as standard with the option to increase)
  • £250,000 legal expenses insurance
  • Worldwide cover for temporary work abroad (excluding USA/Canada)
  • Accidental death cover and other benefits

Our quality assurance insurance packages cater to inspectors, testers, and certifiers across industries like engineering, pharmaceuticals, automotive, IT, and more. We cover services including product stress testing, ISO auditing, data analytics, report reviews, and environmental impact assessments. If your quality validation fails or is inadequate, we protect you from potentially substantial pay-outs.

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Why choose Professional Saver quality assurance insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

Learn more about our Optional Covers

* Due to the specialist nature of your profession, we’ll arrange a separate policy for your professional indemnity cover to complement your Professional Saver policy. Please get a quote online for the other covers you need and contact us to discuss your personalised professional indemnity quotation.

How our quality assurance insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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What Is Quality Assurance Insurance?

Quality assurance insurance covers professionals who validate the safety, compliance, and performance of products, processes, data models, and systems. It protects against claims due to negligence or errors in testing or analysis leading to issues not being identified. 

For example, inadequate automotive parts testing means faulty vehicles are shipped, leading to accidents. Our quality management insurance covers the liability of quality assurance personnel for:

  • Injury or damage caused by products or processes that passed testing but had underlying flaws
  • Financial loss to organisations from undetected non-compliance, code defects, or data inaccuracies
  • Breaches of quality standards, protocols, and methodologies

Appropriate coverage is vital because seemingly minor oversights in quality checks can allow major problems to slip through, leading to substantial damages claims. This insurance shields inspectors and testers from costly legal and compensation implications.

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Why Quality Assurance Professionals Need Insurance

Thorough quality assurance work is crucial to validate that goods and services meet safety and compliance standards before public or client use. However, with repetitive testing and complex processes, oversights can occur. 

For example, a safety-critical software update may get approved, but later trigger significant system outages, or a validated drug batch may have traces of impurities causing health issues.

Without adequate insurance, quality professionals risk facing severe financial claims from organisations if testing or analysis failures lead to undetected issues. Our quality systems insurance gives you complete peace of mind that any injury, damage, loss, or negligence claims caused by your services will be dealt with efficiently.

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What Does Our Quality Assurance Insurance Cover?

Our quality assurance policies can provide protection against:

  • Public Liability – Covers injury to third parties or property damage caused by products or processes that passed your quality checks but had underlying issues.
  • Legal Expenses – Pays your legal costs and provides specialist legal representation if you face civil claims alleging your quality services were inadequate or negligent.
  • Professional Indemnity (optional) – Provides cover if your testing, audits, or analysis fails to detect non-compliance, product flaws, code defects, or data inaccuracies that lead to client financial loss when problems later materialise after approval and deployment.
  • Contents & Business Equipment (optional) – Protects key equipment like computers or software required for daily business operations.
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What Services Does Our Quality Management Insurance Cover?

Our quality assurance insurance is designed for professionals conducting:

  • Product safety testing, for example, electrical, materials, or structural testing
  • Medical device and pharmaceutical batch testing
  • Automotive parts performance benchmarking
  • Software code and app security audits
  • Data quality and accuracy analysis
  • ISO certification assessments
  • Supplier quality audits
  • Health and safety inspection
  • Environmental impact validation

Whether you focus on manufactured goods testing, software QA, ISO standards, or any other area, our insurance packages cater to all quality inspectors and validators across sectors. We cover resulting claims from undetected issues leading to system failures, recalls, sanctions, or damages.

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Why Choose Professional Saver for Your Insurance?

With over 35 years of experience protecting UK professionals and an award-winning reputation for comprehensive cover and exceptional service, you can trust Professional Saver to preserve your quality assurance livelihood. Our key benefits include:

  • Direct Specialists – We are a specialist commercial insurance provider, not a comparison website. Clients work directly with our advisors, who understand the unique insurance needs of the QA sector.
  • 24/7 Legal Helpline – Whenever you need expert legal advice on insurance matters, our dedicated helpline offers guidance.
  • Monthly Instalments – You can spread your insurance costs by making monthly instalments if your premiums exceed £125.

Get your obligation-free quote today and let Professional Saver take care of your insurance protection.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Quality Assurance Insurance FAQs

Quality testers and auditors are vulnerable to negligence and professional indemnity claims because their assessments and validations deem products, processes, and systems safe and compliant for client or public usage. If flaws or issues missed during quality checks later emerge, substantial damages can ensue without insurance.

Some examples of scenarios we would cover include:

  • Safety testing deems a consumer product safe, but a component fault injures users
  • Medical device batch testing approves a shipment, but imperfections cause patient health issues
  • Software security analysis fails to spot code vulnerabilities, allowing major systems outages after deployment
  • ISO certifier grants approval, but serious non-compliance issues are detected by another auditor

Yes, our professional indemnity insurance covers scenarios where deficiencies, inaccuracies, or errors in QA reporting, certification, or analysis documents mean issues are not detected, leading to problems down the line. For example, a flawed quality audit report of a supplier production facility fails to highlight safety breaches.

You simply need to notify us about the details of any claims made against you. We will appoint a specialist solicitor to act on your behalf who will assess the merits of the claim and handle negotiations. Your insurer will pay legal costs and any compensation awarded up to your overall policy limit. Importantly, your claims history will not impact your future insurance or premiums with us.

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