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Stocktaking Insurance

Protecting professional stocktakers from as little as £55* per year

Not on comparison sites — save money by coming direct to us

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Excellent 4.7 out of 5

Professional Saver’s Stocktaking Insurance


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As a business owner with valuable inventory, having comprehensive stocktaking insurance is essential to protect your financial well-being and operational continuity. Our policies shield businesses from potential losses, covering areas like incorrect inventory reports.

Our standard coverage includes public liability, professional indemnity and legal expenses. This ensures you have the financial resources to recover from covered losses and continue operating smoothly. As a specialist provider working directly with clients, we create bespoke solutions to address unique inventory-related risks.

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Why choose Professional Saver stocktaking insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our stocktaking insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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What is Stocktaking Insurance?

Our specialist stocktaking insurance packages cater to professionals who carry out stock audits and inventory checks for retail and warehouse businesses. We provide coverage against risks, including:

  • Shop staff or members of the public getting injured while you’re counting inventory on-site.
  • Your recording errors leading to stock losses and financial claims.

Our policies are designed to address the unique risks associated with conducting comprehensive stocktakes in retail, e-commerce and warehouse environments.

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Why Do Stocktakers Need Tailored Insurance?

Your clients rely on you to produce consistently accurate inventory reports to identify losses and optimise ordering. However, mistakes can happen during counts, leading to incorrect figures and poor advice on stock control procedures. This could cause unexpected stock shortages, tied-up capital from over-ordering or even theft going undetected.

Without adequate insurance, a single oversight or recording error could leave your business facing substantial negligence claims from retailers facing losses as a result of your stocktake discrepancies. Our policies give you peace of mind that your insurer will deal with any such claims.

 

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What Does Our Stocktaking Insurance Cover?

Our specialist stocktaker’s package includes:

  • Public Liability – This shields you from financial responsibility if you unintentionally cause injury or damage to property while working on-site at a client’s location. For example, you accidentally knock over and damage a display stand.
  • Legal Expenses – If you face legal action due to alleged negligence during your stocktaking services, this insurance covers the costs of seeking legal counsel and representation.

Additional Covers For Stocktakers

Apart from our core covers, we also offer separate additional protections like:

  • Contents and Business Equipment Insurance – This policy pays to replace or repair items that got damaged, lost or stolen while you work.
  • Professional Indemnity – This policy serves as your safety net against financial claims from clients who suffer losses due to errors in inventory reporting or ineffective stock control advice.
  • Extra Cover for Temporary Staff – This insurance provides the same coverage for any freelancers or contractors you hire under your business name, ensuring your company is fully protected.

Simply fill out our quick online form for a quote suited to your business needs.

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Why Choose Professional Saver For Your Stocktaking Insurance?

With 35+ years of experience protecting UK SMEs, you can trust Professional Saver to insure your stocktaking consultancy. Our key benefits are:

  • Direct Specialists: We are an insurance broker, not just an online comparison site. Get your quote directly from us.
  • Legal Helpline: Whenever you need expert legal advice on insurance matters, our 24/7 helpline offers guidance.
  • Monthly Instalment – You can spread your insurance costs by making monthly instalments rather than annual payments if your premiums exceed £125.

Get an obligation-free quote online today and let Professional Saver protect your stocktaking livelihood.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Stocktaking Insurance FAQs

Stocktakers need insurance because retailers depend on their accurate inventory counting and advice to maximise sales and minimise waste. If errors lead to excess stock costs or undetected theft, stocktakers risk substantial negligence claims from clients without adequate cover.

  • Under-recording stock levels, leading to unexpected shortages and missed revenue.
  • Over-counting items, leading retailers to over-order and incur unnecessary holding costs.
  • Failing to spot damaged stock, resulting in sales of faulty products.
  • Errors causing theft losses to go undetected.

Our professional indemnity insurance covers resulting client financial loss claims like these.

Our contents and business equipment insurance covers devices like handheld scanners, tablets, measuring tools, cameras and laptops used during client site stocktakes. We cover scenarios like drops, liquid damage, theft and other accidents that could damage costly devices.

Yes. Our stocktaker’s insurance can be extended to cover freelancers, contractors and temporary staff you engage to help manage larger inventory checks and audits across multiple sites, warehouses, or retail stores. This provides protection for all personnel operating under your business.

We do not cover illegal or dangerous services. For example, deliberately providing inaccurate stock reports for fraudulent reasons or counting stock with hazardous substances without appropriate safety certification. Our policies are for legitimate and regulated stocktaking businesses operating safely.

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What our customers say

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