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System Testers Insurance

Protecting system testing professionals with public liability insurance from as little as £55* per year

Not on comparison sites — save money by coming direct to us

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Excellent 4.7 out of 5

Professional Saver’s Public Liability Insurance for System Testers


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As a system tester, having insurance is crucial to protect you if a client pursues a claim related to your testing services. Our insurance covers you against claims if a client suffers financial loss or disruption from faults you miss during testing. For example, you may overlook a critical defect that causes system outages for a client post-launch.

Why Do System Testers Need Insurance?

As a system tester, you bear responsibility for identifying weaknesses and defects in software, apps, websites, and other systems before they go live. However, exhaustive testing is challenging, and faults can sometimes slip through.

Without insurance, just one high-severity defect leading to significant disruption or data loss for a client could leave you facing substantial negligence claims.

Our public liability and professional indemnity policies give you complete peace of mind that your insurer will deal with any financial loss or system damage claims caused by flaws you miss.

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Why choose Professional Saver system testers insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our system testers insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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What Is System Testers Insurance?

System testers insurance protects professionals who evaluate software, apps, websites, and other systems to identify weaknesses, bugs, and defects before launch. It shields against claims due to oversight, errors, or negligence in testing activities leading to:

  • Disruption, outages, and incidents post-implementation
  • Data corruption, errors, and integrity loss
  • Breaches of security, privacy, and compliance
  • Financial damages from system and data faults

This insurance covers the liability of testers for:

  • Income and revenue loss for clients from system defects
  • Breaches of service level agreements and contractual obligations
  • Loss of important data resulting from undetected flaws

Coverage is vital for testers as seemingly minor oversights can lead to major system failures, resulting in substantial financial damages and loss of business for clients. This insurance protects livelihoods by covering resulting legal costs and compensation claims.

Our system testers insurance starts from just £54* per year. Get your no-obligation quote today and join the hundreds of businesses we have protected.

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What Does System Testers Insurance Cover?

Our system testers policies can cover the following:

  • Public Liability – This covers injury or property damage caused while visiting client premises during consulting. For example, knocking over and breaking an expensive piece of hardware.
  • Legal Expenses – This insurance pays your legal costs and provides specialist legal representation if you face civil claims alleging your testing service was negligent. It can help defend you against demands for large sums of financial compensation.
  • Professional Indemnity (optional) – This additional cover provides protection if your testing services fail to identify critical defects that cause financial loss or disruption once systems are live. For example, an e-commerce platform crash leads to significant sales losses.
  • Contents & Business Equipment (optional) – This covers the repair or replacement costs if vital equipment like computers and printers is damaged or stolen.

We will take you through all available options during the online quote process.

 

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Cover for Temporary and Contract Staff:

We understand operations often require flexibility in resourcing. Our system testers policies can extend to cover any temporary staff, freelancers, or contractors you engage to help with tasks like test case creation, test execution, defect diagnosis, and reporting. This ensures both you and any additional personnel brought on are fully protected while conducting work.

Whether they’re a software tester, security analyst, or test coordinator, our comprehensive public liability and professional indemnity covers shield both your core business and contractors from potential system damage, financial loss, and disruption claims.

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Why Choose Professional Saver for Your Insurance?

With over 35 years of commercial insurance experience, you can trust Professional Saver to fully protect your livelihood. Our key benefits include:

  • Direct Specialists – We are a specialist commercial insurance provider, not a comparison website. Clients work directly with our advisors, who understand the system testing sector.
  • 24/7 Legal Helpline – Whenever you need expert legal advice on insurance matters, our dedicated helpline offers guidance.
  • Monthly Instalments – If your annual premiums are over £125, you qualify to pay in monthly instalments.

Simply fill out our quick online form to get a quote for safeguarding your system testing business. Let Professional Saver take care of your insurance protection.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

System Testers Insurance FAQs

System testers are vulnerable to professional indemnity and other claims because clients rely on their testing to identify weaknesses or bugs before launch. Substantial payouts could be pursued if flaws lead to major post-launch incidents or financial damages. Insurance helps cover resulting client claims due to undetected defects.

We would cover severe flaws like:

  • Security vulnerabilities enabling hacking post-launch
  • Software defects causing frequent crashes and outages
  • Functional gaps preventing key processes from completing
  • Integration errors corrupting data
  • Compliance and legal non-compliance

Essentially, we cover any major defects that can seriously impact operations, security, and finances.

We cover most types of systems, including the testing of:

  • Websites and web apps
  • Mobile apps
  • Cloud platforms
  • Enterprise software
  • Embedded systems
  • IoT solutions
  • E-commerce systems
  • Banking systems

We cover claims stemming from:

  • Functional, integration, and regression testing
  • User acceptance testing
  • Load, volume, and performance testing
  • Security, penetration, and vulnerability testing
  • Automated testing with insufficient test cases

We would cover any oversights in your testing activities, resulting in undetected flaws that lead to client damages.

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What our customers say

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