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Protecting authors with specialist insurance policies from as little as £55* per year
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As an author, your livelihood depends on your writing. From meticulously researching your book topics to painstakingly choosing every word in your manuscript, you pour your heart and soul into your work. However, despite your best efforts, you may encounter risks such as plagiarism allegations, loss of valuable work or even obstacles to publishing your work. This is where specialist author insurance comes in.
At Professional Saver, we provide tailored policies to support authors facing diverse situations, helping safeguard your hard work and income. Our comprehensive insurance packages cater to all kinds of writers, whether you’re a fiction author crafting intricate fantasy worlds or a blogger covering current affairs.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer
Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
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Creating original content and publishing marketable works poses risks for authors looking to make a living through the written word, including:
Here at Professional Saver, we aim to provide authors peace of mind so they can focus on researching and thoughtfully crafting literary works that capture readers’ imaginations, inform the public and withstand legal scrutiny.
For authors, a single major issue like a plagiarism lawsuit or unexpected technological fault destroying your manuscript could entirely derail your career. The financial and reputational implications of such incidents cannot be understated. However, our specialist author insurance ensures you have expert support and financial backing to overcome obstacles like:
Without adequate insurance, the costs of dealing with such scenarios could seriously impact your income and livelihood. Our tailored policies offer peace of mind that any disputes or accidents will be handled by your insurer, allowing you to focus on writing.
We provide a suite of covers to protect against risks at every stage of developing, writing and publishing:
Public liability insurance covers claims if a third party suffers injury or property damage while you are working. This protects against scenarios such as:
Public liability insurance ensures you don’t pay costs for injury or property damage claims out of your pocket. We can provide up to £10 million cover.
Professional indemnity insurance shields you against claims that your published work breaches another author’s copyright through plagiarism or intellectual property infringement. We cover scenarios such as:
We handle legal expenses and compensation costs related to copyright disputes or plagiarism allegations, ensuring claims are resolved smoothly.
Our team will work with you to understand your writing and publishing processes to ensure you receive optimal protection. We aim to provide 360-degree coverage at competitive rates tailored to your budget and activities.
* Total number of live policies as of 31/10/2025
From only£55per year From only£55per year From only£55per year From only£55per year 
From only£55per year From only£55per year From only£55per year From only£55per year Authors are vulnerable to claims of copyright breaches, plagiarism and loss scenarios that can severely impact reputations and income. Specialist insurance handles the resulting legal disputes and financial implications so authors can focus on their work.
We cover all kinds of writing services, from fiction and non-fiction to blogging, journalism and more:
We cover any claims stemming from your writing and publishing activities.
We would cover disputes involving:
The policy helps fund legal defence costs and damages payouts in plagiarism and copyright disputes so allegations don’t sink your author career.
