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Paint Consultancy Insurance

Protecting paint consultants with public liability insurance from less than £55* per year

Not on comparison sites — save money by coming direct to us

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Excellent 4.7 out of 5

Professional Saver Public Liability Insurance for Paint Consultants


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As a paint consultant, having insurance is crucial to protect you when advising clients. Our public liability insurance covers you against claims if someone is injured or property is damaged while you are surveying sites or specifying paint products and systems.

For example, you could be liable if a contractor trips and injures themselves over equipment you left in a room during an inspection.

Why Do Paint Consultants Need Insurance?

As a paint consultant, you enter properties to survey sites and oversee contractor painting work. Accidents like slips, trips, and falls can easily occur, potentially leading to injury claims if you are not properly insured.

Additionally, as clients depend on your product specifications and oversight to ensure appropriate finishes, any mistakes in your assessments or project management could lead to loss of money, time, and business reputation without adequate insurance.

Our tailored public liability policies give you complete peace of mind that any disputes, injuries, or financial loss claims caused by your advice will be handled swiftly and professionally.

Get a Quote  Learn about Public Liability

Why choose Professional Saver paint consultancy insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer

Defaqto 5 Star rated

Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our paint consultancy insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get a quote

Get an instant quote & choose any optional covers you may need.

3 You’re insured!

Instantly activate your Professional Saver policy and view your certificates online.

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What Is Paint Consultancy Insurance?

Paint consultancy insurance protects professionals who provide guidance to clients on appropriate paints, coatings, and application methods for construction, renovation, and decoration projects. It covers:

  • Conducting site surveys to assess surfaces and identify painting requirements
  • Specifying the most suitable products in line with durability, aesthetic, environmental, and budget needs
  • Overseeing painting work and inspecting completed jobs
  • Advising on maintenance, defects, and remedies

However, risks can arise from factors like:

  • Specifying unsuitable paint systems that fail prematurely
  • Poor project oversight leading to substandard painting work
  • Providing inaccurate advice on treating defects

These situations could negatively impact a build, lead to expensive rectification work, disputes, and even injury/damage risks if coatings like fire retardants or anti-slip finishes fail.

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What Does Paint Consultancy Insurance Cover?

Our paint consultancy policies typically include:

Public Liability Insurance

This insurance covers any injury or property damage caused while:

  • Conducting site surveys to assess painting requirements
  • Overseeing contractor work
  • Revisiting properties to inspect completed jobs

For example, you accidentally spill a tin of paint, which stains flooring or furnishings.

Professional Indemnity Insurance (optional)

Professional indemnity insurance provides protection if your paint product/system specification or project oversight leads to financial loss for a client from scenarios like:

  • Coatings failing prematurely due to unsuitability
  • Necessary remedial work from substandard contractor painting
  • Inability to use areas like fire escapes if special finishes underperform

Legal Expenses Insurance

This cover pays your legal costs and provides specialist legal advice/representation if you face civil claims alleging negligence relating to your consultancy work.

For instance, there are disputes over injury or damage from incorrect fire retardant paint specifications.

Contents and Equipment Insurance (optional)

This insurance replaces items lost, stolen, or damaged when visiting sites. It covers all equipment, such as protective clothing, testing devices, tablets, and cameras.

Our helpful team can explain these policies in more detail should you want further information.

Paint Consultancy Cover for Contractors and Temporary Staff

We can extend your core paint consultancy insurance to protect any freelance contractors, self-employed consultants, or other temporary staff you use to help with surveys, reporting, or project oversight.

This ensures coverage for all personnel working under your business identity or brand.

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Why Choose Professional Saver for Your Paint Consultancy Insurance?

With 35+ years of experience and hundreds of SMEs protected, you can trust Professional Saver to fully protect your paint consultancy. We offer these key advantages:

  1. Direct Specialists – We are a specialist broker, not a comparison website. You can work directly with our advisors, who understand the unique insurance needs of paint consultants.
  2. 24/7 Legal Helpline – You can access expert legal advice whenever you need guidance.
  3. Monthly Instalments – You can spread your insurance costs by making monthly instalments rather than annual payments if your premiums exceed £125.

Simply complete our online form to get a quote for protecting your consultancy business.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our professional cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Paint Consultancy Insurance FAQs

Paint consultants are vulnerable without adequate insurance because clients depend on their advice to specify appropriate paint systems and oversee contractor work. Any errors can lead to premature coating failures, poor aesthetics, damage disputes, and injury claims.

We would cover loss scenarios like:

  • Specifying unsuitable anti-corrosion coating leading to premature degradation
  • Specifying unsuitable paint systems that fail prematurely
  • Poor project oversight leading to substandard painting work
  • Providing inaccurate advice on treating defects

Our policies cover loss of money, time, and business reputation claims from customers in situations like these where there has been poor consultancy advice or oversight.

We cover guidance relating to the following:

  • Conducting site surveys to identify painting requirements
  • Specifying commercial, industrial, and decorative paint systems
  • Documenting technical specifications for contractor reference
  • Project managing painting work
  • Providing post-project maintenance/defect advice

Yes – our insurance can extend to protect any contractors, sub-contractors, or temporary staff conducting work on your behalf as a paint consultant. So if, for example, external painters produce flawed work based on your specifications, our policy helps cover against public liability, professional indemnity, and other claims arising as a result.

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