Publishing insurance covers the profession that ships words at scale. Every title you release carries someone’s claims about the world, someone’s reputation in its pages and someone’s intellectual property in its margins, and when one of those someones objects, the claim lands on the publisher. Professional indemnity insurance leads the policy for exactly that reason.
Professional Saver insures publishers and publishing businesses from £55* a year, with public liability as standard and professional indemnity scaled to what you put into print. Quote online in five minutes; documents arrive the same day.
Professional indemnity insurance carries publishing’s defining risks: defamation and libel claims over what was written, breach of confidentiality over what shouldn’t have been, and intellectual property infringement over what was used without the right licence. Professional indemnity insurance pays the compensation and the legal defence, and in publishing the defence is the point: media claims are expensive to answer even when the words survive scrutiny. Claims arrive on the reader’s timetable, not the print run’s, so keep PI continuous.
Public liability insurance covers the physical side of a publishing business: visitors to your office, book launches and events, author signings with trailing cables. Public liability insurance comes as standard at £1 million, with options up to £10 million where venues and events demand more.
Products liability comes as standard too, and publishers use it more than most professionals: physical books, magazines and merchandise are products, and claims from faulty goods sit on that cover. Business contents and equipment cover protects the office and production kit (£100 excess), and employers’ liability is usually a legal requirement once you employ editors or staff. One honest note: we don’t sell standalone cyber insurance; PI can pick up some data-handling claims, and digital-first publishers with serious cyber exposure should say so at quote stage.
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