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Protecting videography professionals with specialist insurance from as little as £55* per year
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Get a QuoteOur standard cover is:
Videographer insurance covers a profession that works in other people’s spaces with expensive kit and unrepeatable moments. A lighting rig toppling in a client’s office is a public liability claim; corrupted footage of a wedding that cannot be re-shot is a professional indemnity claim; the theft of a van full of cameras is an equipment claim. Videography manages to generate all three, sometimes on the same job.
Professional Saver arranges specialist insurance for videographers and video production businesses from £55* a year, with public liability as standard and the other covers shaped to how you film. Quote online in five minutes; documents arrive the same day.
Public liability insurance covers the filming itself: shoots happen in corporate offices, shops, homes and venues, among clients, crew and members of the public, with cables, tripods and rigs everywhere feet go. If someone is injured or property damage is done while you work, public liability insurance covers the compensation and legal costs, with £1 million as standard and options up to £10 million where venues and production companies demand more.
Professional indemnity insurance covers the work after the camera stops. When a client claims your negligence caused them financial loss, footage that failed, sound that didn’t record, a deliverable that missed its brief and forced a costly re-shoot, professional indemnity insurance pays the compensation and the defence. Videography’s hardest claims involve events that cannot be repeated, which is why professional videographers treat PI as core rather than optional.
Business contents and equipment cover protects the kit (£100 excess): cameras, lenses, lighting, audio and edit hardware concentrate serious value in bags and vans. Portable equipment insurance matters most where the kit travels daily; tell us where it goes and where it sleeps. Employers’ liability insurance joins the policy once you employ anyone, camera operators or editors, as it is usually legally required.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength Insurance provided by a Standard & Poor’s ‘AA- Stable’ rated insurer
Our Professional Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
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Because you work in spaces you don’t control. Every shoot is someone else’s premises, laid out for their business rather than your cable runs. The trip, the knock, the scorch mark from a hot lamp: the risks travel with the job, and clients increasingly ask to see insurance in place before granting access.
Because some footage only exists once. Weddings, live events and product launches don’t offer second takes. When the deliverable fails, the client’s loss is real and their patience is short; PI cover is what turns that conversation into a managed claim instead of a reputation fight, and it helps protect your reputation while the facts get established.
Because the kit is the business. A videographer’s van is a burglary target with number plates. Losing the equipment doesn’t just cost its replacement value; it costs every booking until the insurer’s cheque clears, which is why equipment cover and quick claims handling sit near the top of a videography business’s insurance needs.
Every policy includes public liability, products liability, legal expenses and £10,000 of financial loss cover as standard, from £55* a year. You then build the insurance policy around the way you shoot:
Worldwide liability cover for temporary work abroad is included for up to 14 days, excluding the USA and Canada, which handles the destination wedding and the overseas corporate shoot without a separate policy.
From £55* a year for the base policy. The insurance cost then follows the business: the value of equipment insured, the level of professional indemnity your clients require, whether you employ crew, and your claims history. A solo videographer with a modest kit bag sits at the affordable end; a production company with staff and a van of gear pays more because it is insuring more. Get a quote online and the insurance quotes are itemised in about five minutes, with monthly instalments available.
A videographer sells moments that mostly happen once. Get a videographer insurance quote online from £55* a year, backed by an insurer rated AA- (Stable) by Standard & Poor’s, and make a claim the manageable part of a bad day rather than the end of a business.
* Total number of live policies as of 31/10/2025
From only£55per year From only£55per year From only£55per year From only£55per year From only£55per year From only£55per year Standard video kit, cameras, lenses, lighting, audio and edit hardware, sits under business contents and equipment cover. High-value or specialist items such as drones, jibs and underwater housings need describing at quote stage so the cover matches the risk, and drone work also carries its own CAA rules that sit alongside insurance rather than inside it.
Cover can extend to temporary staff, freelancers and subcontractors operating under your business name during productions; describe your crewing model when you quote. Who counts as an employee for employers’ liability purposes is a working-arrangements question, not a job-title one, so the honest version of how you crew is the version to give.
Our policies are annual, and for most working videographers that’s the better sum: an annual policy from £55* often costs less than a string of one-day covers, and it means the type of insurance you carry never depends on remembering to buy it before each shoot.
Claims that your professional work caused a client financial loss: corrupted or unusable footage, a brief not met, a deadline missed with commercial consequences, or an error that forces a re-shoot. It pays to defend the claim as well as to settle a valid one, and in videography defence matters, because “the footage is wrong” is often a matter of judgement argued after the event.
One policy can cover both; describe the mix when you quote. If photography is the core of your business, our photographers insurance page covers that side in its own right, and businesses across the UK run both trades under a single certificate with us. Weddings are their own discipline whichever camera you carry, so wedding photographers insurance is the page for that side of the diary.
